Privacy Policy

Last updated: March 2025

BudgetHog ("we", "our", or "us") is committed to protecting your privacy. This policy explains what data the app uses, how it is stored, and what choices you have.

1. Data You Enter

All financial data you enter into BudgetHog — including subscriptions, loan details, bill splits, categories, and promo codes — is stored locally on your device using iOS system storage (UserDefaults and Core Data). This data is never transmitted to our servers.

Premium users who enable iCloud Sync have their subscription and loan data synced via Apple's CloudKit service. This sync is governed by Apple's own privacy policy. We do not have access to your CloudKit data.

2. In-App Subscriptions & Purchases

BudgetHog offers the following in-app purchases, processed entirely by Apple through the App Store:

We do not receive, process, or store your payment information. All transactions are subject to Apple's Terms of Service and handled entirely by the App Store. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. You can manage or cancel your subscription at any time in your iPhone's Settings → Apple ID → Subscriptions.

Promo codes, when redeemed, grant a free premium membership for a limited period. Promo code redemption state is stored locally on your device and is not tied to any personal identifier.

3. Data We Collect

We do not collect personal information such as your name, email address, or financial account details.

The app may collect limited, anonymous usage data through Apple's built-in analytics if you have opted in to share analytics with app developers in your iOS Settings → Privacy & Security → Analytics & Improvements. This data is aggregated and cannot be used to identify you.

4. Advertising

The free tier of BudgetHog displays interstitial advertisements served by Google AdMob. Google may use device identifiers and usage data to serve personalized ads in accordance with their privacy policy. You can limit ad tracking in your iOS device settings under Settings → Privacy & Security → Tracking.

Premium subscribers (monthly or yearly) and users who have redeemed a valid promo code are shown no advertisements. No ad data is collected for premium users.

5. Third-Party Services

6. Calendar & Notifications

If you choose to add a subscription's due date to your calendar, BudgetHog requests access to EventKit to create a calendar event. This requires your permission and can be revoked at any time in your device settings. We do not access or read any existing calendar events.

With your permission, BudgetHog may send local push notifications to remind you of upcoming subscription due dates. These notifications are scheduled entirely on-device and do not involve any remote server.

7. Children's Privacy

BudgetHog is not directed at children under the age of 13. We do not knowingly collect personal information from children. If you believe a child has used the app, please contact us and we will take appropriate steps.

8. Data Deletion

Since all your data is stored locally on your device, you can delete it at any time by removing the app from your iPhone. For iCloud-synced data (premium users), you can delete it through Settings → [Your Name] → iCloud → Manage Storage → BudgetHog on your iPhone.

9. Changes to This Policy

We may update this privacy policy from time to time. Any material changes will be reflected on this page with an updated date. Continued use of the app after changes constitutes acceptance of the updated policy.

10. Contact

If you have any questions about this privacy policy or your data, please contact us at support@budgethog.app.